Written by Jim the Realtor

January 17, 2025

An article in the North County Times from late 2005.

Those were the days of low home prices and easier financing (though not as easy as the no-doc days in 2005-2008). As a result, it was the real Golden Age because everyone could participate.

The last five years were juiced with ultra-low mortgage rates and now the market is restricted to the affluent only due to the much-higher prices. But the returns were similar (or better in Encinitas and RSF) to what they were in the 2000-2005 era:

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